7 Best Ways to Craft an Offer on a House
So, you have found your dream home and want to make an offer. In a competitive real estate market, the seller might have multiple offers. How do you make sure yours stands out? Following these steps will increase your chances of getting the house without overpaying and will help you avoid putting yourself in a […]
12 Things Today’s Buyer Looks for in a Home
The Covid pandemic has reshaped the housing market with a migration from cities to suburbs and a supply/demand shift that has quickly driven up prices in many areas. But while today’s buyers may be looking in different places and in greater numbers, some things haven’t changed. They are still prioritizing many of the same features […]
About the Housing Market Going Forward
Over the last sixty years, after adjusting for inflation, median home prices increased 121 percent while the median household income only increased 29 percent. On the face of it, this seems to indicate that housing has become less affordable over the years. That isn’t really true though. The rise of women in the workforce has […]
Getting a Mortgage with a Low Credit Score
While other credit scores, like VantageScore, have increased in popularity in recent years the FICO score, which is an abbreviation of Fair Isaac Co, is still the standard. Ranging from 300 to 850, there are five main factors that go into a FICO score are: Payment History (35% of the score) Debt/amounts owed (30%) Age […]
Should You Buy Around A University Now?
According to Moody’s Analytics Q3 Quarterly Student Housing Report , on a national level the student housing sector saw vacancies rise 1.2% to 2.7% while rents grew 1.3% to 1.8%. As many universities went online, or initiated hybrid online/in person, due to the Coronavirus, the demand for housing around the universities has fallen. Some people […]
Home Equity Loan vs. HELOC: Which Is Right for You?
If you have been in your home for several years, chances are you have built up equity. Home equity is defined as the difference between how much you owe on your home and what is the current value of the home. Home equity typically grows as you make mortgage payments. Part of each payment pays […]
When Making a Professional Move, Why Consider a Company’s Mission?
If you are looking to make a professional move, realize that you are not just committing to a job, you are committing to the company and to their mission, so be sure you can back that mission and are comfortable affiliating yourself with it. The mission should be one of the reasons you want to […]
8 Holiday Decorating Tips for the Procrastinator
These days short holiday delivery times, while not always the case, are expected. Retailers customarily offer overnight or two-day delivery. They also stoke last minute sales by offering free shipping or additional discounts. Retailers have not only encouraged the procrastinator in us but made it pay off. Technology companies have also enabled our procrastination. With […]
Is 2021 Going to Be a Good Time to Buy?
The 2020 housing market has been booming. According to Realtor.com the median price of a home in the U.S. is now $348,000, up 13% from this time last year. This sharp increase in price has been driven by several factors. Many homeowners have put off selling their house, not wanting to have people coming into […]
8 Potential Tax Benefits to Owning A Home
As 2020 comes to a close so does another tax year. For many people looking at the year-end W2’s or financial statements and seeing how much was paid in taxes is enough to launch visions of life in the Cayman Islands or some other tax haven. Assuming you are not quite ready to uproot and […]
