HomeReady®

People and Housing

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Learn More About HomeReady ®

Fannie Mae HomeReady® provides a low-down payment mortgage option for very low-and moderate-income borrowers.

As little as 3% down payment
Do not have to be a first-time homebuyer.
Non-Occupant co-borrowers may help borrowers qualify for a 1 unit property.
No minimum borrower contribution required.

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.