People and Housing

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3 Easy Steps To Apply For A Home Loan with Less Than Perfect Credit

If you have less than perfect credit, it doesn’t mean you can’t get a home loan. When deciding on whether or not to lend to someone, lenders try to assess your ability to repay. A credit score is just one input they consider. They also look at the reason for less than perfect credit score, […]

Ways To Save Money This Winter, Converting To A Smart Home.

Ways To Save Money This Winter, Converting To A Smart Home.

The future is here! Smart homes and home automation are on the rise, but that doesn’t mean you need to break the bank to get yours up and running. Here are 7 tips to help turn your house into a smart home and save money this winter. 1. Make Sure You Have Compatible Devices Before […]

12 Tips on Shopping for Your Next Home

If you’re in the market for your next home, it’s important to understand the many factors involved when buying a new home. Take a look at the following list of factors you can consider: How long do you plan on living in this home? How important is the school district to you? Are you satisfied […]

Evaluating What Neighborhood to Move To

A good neighborhood often means different things to different people. While everyone has their own preferences and priorities when it comes to neighborhood characteristics, taking stock of what is most important to you and sorting the “must-haves” from the “good to haves” is a good first step when it comes to house hunting and assessing […]

How to Gauge the Safety of a Neighborhood

When making a move, the safety of the neighborhood you are considering is often a primary concern, especially if you have children. Your quality of life can depend on your neighborhood’s safety. While things such as crime statistics might be a good indicator of crime levels, safety isn’t always about crime. It’s about a safe […]

How to Assess a New School District Before Moving

When looking for a new place to live, being in a good school district is often one of the things that families prioritize, especially those that are expecting. A good school district that helps a child learn can be an early step toward future success. It can also help support and drive future house appreciation […]

What You Need to Know About Mortgage Insurance

If you purchase a home with a down payment that is less than 20% of the purchase price, you will likely need to purchase mortgage insurance. In fact, if you signed an FHA or USDA mortgage, you are likely required to have mortgage insurance. While mortgage insurance will increase the cost of your loan, you […]

Unique Ways to Decorate Your Home for the Fall

For many Fall is about experiencing the events of the season -football, the Halloween or thanksgiving holidays, or sightseeing trips to see the leaves change colors. For others fall is a unique time of the year in which much of what is going on outside can be brought into the home in creative, decorative ways […]

Building Your Credit Score

If you haven’t built up credit yet, there is no time like the present to start. This is a long-term process, not something that you can change overnight, so the sooner you get going the better your chances of having access to credit when you need it. The Consumer Financial Protection Bureau estimates that approximately […]

Getting Your Home Ready for the Upcoming Seasons…

It’s fall and in some areas of the country buses are going to be filled with people on sightseeing trips to see the leaves changing colors. Other homes will be filled with the aroma of freshly baked apple and pumpkin pies. These are just some of the traditions that come as the seasons change. Another […]