"I needed to quickly get my new branch and team trained and running fast. All departments have come together to support us. NOT one person dropped the ball. It's been an incredible experience and I'm excited to go further in my journey."

"I joined EMM because of their vision and their structure no matter the market climate. The pricing, technology, marketing support, and ability to broker out business allows me to become a one stop shop for referral sources to leverage and open doors for new opportunities."

"EMM is a very desirable place to work. I realized early on that EMM was a fast-paced, hands-on environment, and we are all one big team! We all have the same end goal and that’s getting the client to closing and it takes all of us to achieve that. The support and resources are always here for us. We have tons of products that fit most clients, and our coworkers are always professional, courteous, and available for communication. I’ve grown so much working at EMM, that I have been able to close on hundreds of loans, achieving the Scotsman award in the few years I’ve been in the mortgage industry. This all possible from the EMM leadership/mentorship I have. They taught me what I know and I 100% recommend to any loan officer looking for a change EMM is the move."

"EMM is an awesome company to be a Loan Originator with! They've got resources that match up to the big players, yet the vibe here is more like a reliable family. The underwriters totally have your back and are keen on finding ways to seal the deal. Operations, including processing, is top-notch, and every single one of my clients has had a blast working with them!"

"Joining the EMM Loans team has been a transformative experience, and my initial impression was nothing short of remarkable. From day one, I was welcomed to a collaborative atmosphere with seamless onboarding. In terms of professional growth, EMM Loans has exceeded my expectations. What sets EMM Loans apart is the people, TECH stack, significant contributions towards a smooth daily operation that is designed to empower and ensure the success of each team member."

"At Emm Loans, I have had the opportunity to experience unwavering dedication to delivering exceptional service to my borrowers and partners. With an extensive selection of loan products, best in class technology, relevant marketing and awesome pricing, EMM strives to ensure each borrower finds the perfect solution to meet their needs. There is no question that Emm Loans has proven to be the best mortgage company that fosters a positive atmosphere and prioritization of my personal development and well-being."

"The consistent backing and resources from EMM Loans have propelled my professional development, ensuring I stay abreast of industry trends and have the necessary technology for effective job performance. The team atmosphere encourages collaboration and promotes open communication and mutual respect. EMM Loans has improved my capacity to deliver personalized solutions to clients, positively influencing their financial paths. I enjoy EMM Loans forward-thinking culture and dedication to cultivating raving fans for clients."

"I felt a sense of belonging and connection when I first joined the team. EMM is a supportive and welcoming environment that significantly contributes to my job satisfaction and overall well-being. EMM Loans offers me a robust set of tools and technology that contributes to increased efficiency and confidence in my work. I’ve seen greater productivity with their streamlined processes. If you’re looking for support and help, no matter if you are at a low volume or the top loan officer, EMM is the place for you. They treat everyone the same and will go above and beyond to enhance your career and make it to the next level."

"I have been employed as a processor with EMM Loans for almost 5 years and in the mortgage industry over 30 years. I started with a branch operation that was already with EMM. My initial impressions was this was a well run company with excellent communication throughout the organization. I was welcomed into the company and provided training on all departments of the company and how they all work together. The working environment is excellent! Everyone works to close loans in the most efficient manner while being aggressive as the market fluctuates to maintain volume and relationships with our clients to ensure future business. The management team will get involved in operations if they are called upon for guidance and provide innovative ways to close as many units as possible. EMM provides great support for their employees and strives to has a great culture where employees have a voice and feel confident they have management's support to get the job done."

"When I first started talking with EMM LOANS it sounded too good to be true. But I can tell you it is all true. Mid-sized mortgage lender with a flat management style with easy access to decision makers. Operations department that efficiently moves file from processing, underwriting to closing with care and speed. Underwriting Style that follows agencies guidelines without overlays. Wide spectrum of loan programs including agency, Non-QM and state bond and broker programs. Competitive pricing. Robust marketing and CRM platforms. With everything EMMLOANS offers such as numerous loan programs, competitive pricing, terrific operational support I can succeed in today’s competitive loan environment. If you are a Loan Originator or Branch Manager looking for a company who cares, provides extensive support and wants you to excel then you should strongly consider EMM Loans. I am closing on my 5th year at EMM LOANS, and I am so happy to be an EMM loans Branch Manager and active loan originator!"

“EMM is the ultimate cliché’ in many ways. First, is Family. Every company, when recruiting, says they are a family. EMM embodies that. The majority of the Senior Management have been together for 10+ years and treat every new person as if they have been as well. Second is Open door. Every company says that Senior Management is always available. That is EMM. If I need to call the #1, they answer. If I need to call the Head of Underwriting, they respond immediately. Make sense underwriting, If it fit’s the guidelines or you can make the case that it does, we close the loan. Everyone is available to discuss ideas to make loans work. I joined EMM in March of 2018, after closing a ton of loans in 2020 and the start of 2021, I left EMM to chase the mighty dollar. I was offered a very large signing bonus and went to another competitor. That lasted 3.5 months and EMM welcomed me back with open arms. The grass may look greener on the other side, but it is not.”

“I was most impressed by the TEAM culture of managers who are always available via phone and email and committed to helping our team on-board and immediately originate loans. EMM is a professional sales company with the best structure to win business. I love EMM’s staff and culture because they are committed to excellence from opening to processing to underwriting, the entire team is devoted to making our client’s experience enjoyable. EMM is also always looking for ways to improve and stay in front of an ever-changing market. The result is that our sales team has the support and resources to gain a competitive advantage in this dynamic mortgage environment. Because we work together as a TEAM and have mutual respect, we don’t miss commitments or closings. Expectations are exceeded, and clients and realtors are happy. EMM’s dedication to fostering a supportive team culture and continuous improvement makes us an ideal choice for building a long-term mortgage career.”

“My welcome to EMM’s team was professional and flawless. Although I am in a different state than the headquarters, there was never a time that I felt as if I were left alone with questions that could not be resolved in a very quick time frame. Every department has always and continues to be available to support my needs as a Loan Officer, including after-hours and weekends. In my 6 years with EMM, their attention to detail and growth for the Loan Officers amazes me. As a relationship driven Loan Officer, I attend my closings and provide superb service to my clients. I am always confident in my day-to-day advances as I know that I have everything I need to do my job above and beyond. I would highly recommend working or creating a team with EMM as the ability to grow and succeed are their top priorities regardless of the economic environment. They remain strong and stable. My job as a Loan Officer would be much harder without EMM.”

“When I first joined the team, the whole company was all hands-on deck. It is for sure a team approach and everyone is here to help. I’ve been supported with professional growth and provided the necessary resources. This is a great place if you want to do business and have the feeling that you are your own boss but have help when you need it.”

“When I joined EMM the biggest thing for me was that everyone in the company was accessible. The support has been amazing! The communication and willingness to help branches from the corporate level is priceless. This is one big family. From UW to closing everyone is on the same team and same mission to get loans closed on time, every time. With the systems and teams in place all clients are informed and understand where they are always in the process. This support has empowered me to achieved Top producer for 5 years, and advanced from Loan officer to VP of Sales at EMM. The Leadership team always reaches out to the branches for what they can help do to grow and support your branch. From coaching calls to recruiting and interviewing, you name it, they are right there to help your next decision. This is a huge help for development at all levels which leads to more sales, better service, and less stress.”

"I invested a lot of time in research and analysis before moving my branch to EMM Loans and I’m very pleased that I did! EMM allows me to provide a strong value in all facets of what should matter to my clients, no matter if that is a borrower or a referral partner. EMM is very fiscally responsible and passes that along to the borrower with lower costs than most, while not sacrificing support and quality of the customer experience! From the start all department leaders were ready to assist and provide guidance to navigate the transition and I didn’t miss a beat with my loans at EMM. I love that EMM has a culture where every question matters, and everyone is proactive at getting loans manufactured ahead of schedule. We have strong marketing resources, a great technology stack, an IT/Tech team that listens, centralized processing that is great and proactively communicates to clients, and people that understand that EVERY Mortgage and PERSON MATTERS! To that end we can provide deeper and stronger relationships with my referral partner community while creating raving fans from end user borrowers!"

“At EMM Loans, and I don't feel like just a number. EMM is completely team oriented, so as an LO you don't feel like you are out on an island by yourself. The level of support and resources is second to none. From my manager, to all of the employees that assist in our operations (processors, underwriters and closers) to the managers in HR, Products, Pricing, Marketing...Everyone is so helpful and it truly is a TEAM environment. My clients and referral partners love the fact that we have all of the products, technology and systems in place to make the mortgage process a seamless experience. The leadership and guidance have also been awesome at EMM. What I find very valuable is the bi-weekly coaching calls available to us from Scott, National VP, Business Development. I join Scott's coaching calls and have had a few one-on-one coaching sessions with him as well. He helps with accountability, sales tactics and always brings some positivity and mindset motivation that has helped me immensely in growing my business and gaining more referral partners.”